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Privacy Notice

Rev. 03/2016

FACTS

 What does Bank of Palmer do with your personal information?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Physical address
  • account balances and Payment history
  • credit history and Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Palmer chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Palmer share?

Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

 Call 785-692-4511 or go to bankofpalmer.com



Who we are
Who is providing this notice? Bank of Palmer

What we do
How does Bank of Palmer protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Palmer collect my personal information? We collect your personal information, for example, when you
  • Open an account or give us your income information
  • Apply for a loan or se your debit card
  • Make deposits or withdrawals from your account
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing of affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of palmer does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank of Palmer does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Bank of Palmer does not jointly market.

Other Important Information

 Bank of Palmer PO Box 90 Palmer, KS 66962
 
 
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